Do you have insurance?

As it turns out, there’s a lot of moving parts at weddings. Your photographer and videographer and running around trying to capture as many moments from the day as possible, setting up flashes, spotlights, audio equipment, cameras, and hiding their meal somewhere to complete later the night. Add into the mix an open dance floor, where all the guests are having a good time and little kids running around as they do it can be a lot to think about.

Vendors should have what’s called Liability Insurance. This just means that if their light were to be knocked over and break one of the venue’s tiles it’s covered under their insurance policy. Some venues require all vendors to be insured and submit the proof of insurance. Without this the venue might seek compensation from you or your event insurance.

It’s a lot of stress that nobody likes added to the day.

The Fix

Ask your vendors if they have insurance. If not, ask them if they can have a policy for the day? There are several daily policies out there for vendors that are quite affordable and provide great peace of mind.